As a followup to my last post, I’ve created a worksheet for folks who want to try to boil down the numbers to something easier. You can find it at the link below.
https://docs.google.com/spreadsheets/d/1N4igL4TT1RWSqjYrcBoFAvzD_4a0NnN_r3SKKAxY0Qg/edit#gid=0
If you crave detail, I do have a more complex sheet I’ve used to calculate normalized savings and such, but this one should suffice for most purposes.